Real Estate Loans

"Home Pride" Loans - The "Home Pride" loan is available to customers who have a seasoned First Mortgage Loan in good standing with the First Savanna Savings Bank.

Proceeds from this unsecured loan type must be used to maintain or improve their residence. Favorable terms make this loan very affordable and quickly advanced.

Important Information - Please Read

Income verification must be submitted along with this application for credit.(Pay stubs, W-2's, Social Security, etc.) In accordance with the US Patriot Act, all persons are subject to identity verification. Please have your driver's license, passport or other verification of identity at the time of application.

We are an Illinois State Treasurer "Finally Home" Lender

The following are different types of mortgage loans that are offered at this time:

• Adjustable Rate Mortgages - An excellent straight forward program - low index - no teaser rates
• Fixed Rate Mortgages
• First Time Home Buyers Program
• Lot Financing
• Investment Property Loans
• Commercial Real Estate Loans
• Small Farmettes
• Small agricultural tracts

Download Real Estate Credit Application

Download Real Estate Loan packet

To apply for a Real Estate Loan you will need to complete both the Real Estate Loan Application and the Real Estate loan packet.

Please mail, deliver or fax your completed application to:

First Savanna Savings Bank
Fax #815-273-3643
Lending Department
301 Main St.
Savanna, IL. 61074

You will also want to look at these helpful handbooks Buying Your Home and Consumer Handbook on ARM. The first handbook explains settlement costs and pertinent information when purchasing your new home and the second explains valuable information when applying for an adjustable rate mortgage (ARM). You will receive these handbooks when you stop in to speak with Steve McIntyre, our Residential Real Estate lender.

If you are a first time homebuyer with no down payment or an experienced buyer who needs flexible rates and terms, we are here to help. Whatever your needs or wants we can fit you into a loan program that is just right for you.

Contact Steven M. McIntyre, our Residential Real Estate lender - MLO# 788936, at 815-273-3811 or by e-mail at SMAC@FirstSavannaSavings.com.